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R-Tech Welding Equipment Ltd are pleased to offer our customers finance packages
Instant decision - No paper forms - No hassle and no waiting - Takes only minutes to apply online
Spread the cost - Afford the goods you really want
Available on orders over £350.00 inc V.A.T* - You can pay between 10%-50% deposit
Goods despatched same day if approved and deposit taken before 3pm (If items are in stock)
Finance Packages Available
6 and 12 Months Interest Free, 24 and 36 Months at low rate of 9.9% APR
How do I apply for finance?
On-line via website with instant decision Simply add items you require to your shopping basket
and at checkout screen select "select make payment by finance", select finance option required
(6,12,24,36 months) and 10 - 50% deposit and you will then be taken to the secure Pay4Later
website which will quickly take you through on-line application with instant decision.
Call us on 01452 733933 and we will take your order details, start your application and send you a link
via email so you can complete your application on the Pay4Later secure website
Visit our trade counter and we can process your application and assuming your application
is accepted, you pay the deposit you can collect your order right then.
How do repayments work?
Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive
your goods and you don't start repaying your loan until a month after you have received your order.
What can I purchase?
You can purchase anything from our website be it a welding machine inc. MIG Welder
TIG Welder, Plasma Cutter and consumables or accessories
All you need is to ensure the minimum order is £350.00 inc V.A.T
Finance options
6 and 12 Months available at 0% interest, 24 and 36 months at 9.9% APR
Representative Example - 6 Months 0% Interest
| Purchase Price | £500.00 | Total Repayable (Excluding deposit) £450.00 |
| Deposit 10% | £50.00 | Rate of interest (fixed) 0% |
| Amount of Credit | £450.00 | Duration of Agreement 6 Months |
| 6 Monthly Payments | £75.00 | 0% APR Representative |
Representative Example - 12 Months 0% Interest
| Purchase Price | £1000.00 | Total Repayable (Excluding deposit) £900.00 |
| Deposit 10% | £100.00 | Rate of interest (fixed) 0% |
| Amount of Credit | £900.00 | Duration of Agreement 12 Months |
| 12 Monthly Payments | £75.00 | 0% APR Representative |
Representative Example - 24 Months 9.9% Interest
| Purchase Price | £1000.00 | Total Repayable £1091.44 - Total Interest £91.44 |
| Deposit 10% | £100.00 | Rate of interest (fixed) 9.9% |
| Amount of Credit | £900.00 | Duration of Agreement 24 Months |
| 24 Monthly Payments | £41.31 | 9.9% APR Representative |
Representative Example - 36 Months 9.9% Interest
| Purchase Price | £1000.00 | Total Repayable £1137.52 - Total Interest £137.52 |
| Deposit 10% | £100.00 | Rate of interest (fixed) 9.9% |
| Amount of Credit | £900.00 | Duration of Agreement 36 Months |
| 36 Monthly Payments | £28.82 | 9.9% APR Representative |
R-Tech Welding Equipment Ltd acts as a credit intermediary and only offers credit products for Pay4Later Ltd
via Omni Capital Retail Finance Ltd. *Credit provided subject to age and status.
Cooling-off period
In line with distance selling regulations you have 14 days from the receipt of your order to change your
decision about the purchase.
If you wish to keep the goods but cancel the finance all you have to do is contact R-Tech Welding
Equipment Ltd and pay for the order via an alternative means (i.e. a credit card) and we will then
cancel your credit agreement and Pay 4 Later will return your deposit.
If you don't wish to keep the goods, then you must return your order to R-Tech Welding Equipment Ltd
in the same condition that you received it at which point R-Tech Welding Equipment Ltd will cancel
the agreement and Pay 4 Later will return your deposit.
Important Information
Consumer credit service provided by Pay4Later in association with Omni Capital Retail Finance LTD.
Pay4Later is licensed by The Office of Fair Trading (Consumer Credit Licence: 0616240).
For more information on consumer finance please visit the frequently asked questions on our website.
Omni Capital Retail Finance Ltd is licensed by the Office of Fair Trading CCL 649286.
For more information please visit http://www.omnicapitalretailfinance.co.uk/about-us/
About Pay4Later
Founded in 2008, Pay4Later is the UK’s fastest growing provider of point of sale consumer finance.
Pay4Later enables retailers to offer finance promotions (including 0% interest free credit) to their
customers online, in-store, in-home and by email.
Call our friendly team on 01452 733933 to discuss your welding equipment requirements
