Finance packages now available

R-Tech Welding Equipment Ltd are pleased to offer our customers finance packages

Instant decision - No paper forms - No hassle and no waiting

Spread the cost - Afford the goods you really want

Available on orders over £350.00 inc V.A.T*

6 Months available at 0% interest, 12 months at 12.9% APR and 24 months at 24.9%APR

Only 10% deposit payable upon application acceptance

Goods despatched same day if approved and deposit taken before 2pm (If items are in stock)

Representative Example - 6 Months 0% Interest

Purchase Price £500.00 Total Repayable (Excluding deposit) ?450.00
Deposit 10% £50.00 Rate of interest (fixed) 0%
Amount of Credit £450.00 Duration of Agreement 6 Months
6 Monthly Payments £75.00 0% APR Representative

Representative Example - 12 Months 12.9% Interest

Purchase Price £1000.00 Total Repayable ?1060.36 - Total Interest ?60.36
Deposit 10% £100.00 Rate of interest (fixed) 12.9%
Amount of Credit £900.00 Duration of Agreement 12 Months
12 Monthly Payments £80.03 12.9% APR Representative

Representative Example - 24 Months 24.9% Interest

Purchase Price £1000.00 Total Repayable ?1225.36 - Total Interest ?225.36
Deposit 10% £100.00 Rate of interest (fixed) 24.9%
Amount of Credit £900.00 Duration of Agreement 24 Months
24 Monthly Payments £46.89 24.9% APR Representative

R-Tech Welding Equipment Ltd acts as a credit intermediary and only offers credit products for Pay4Later Ltd
via Secure Trust Bank Plc. *Credit provided subject to age and status.

How do I apply for finance?

Call us on 01452 733933 and we will take your order details, start your application and send you a link
via email so you can complete your application on the Pay4Later secure website

Visit our trade counter and we can process your application and assuming your application is
accepted and you pay the deposit you can collect your order right then.

(We will be adding instant decision online via website checkout very soon)

How do repayments work?

Monthly repayments will be taken by direct debit. Your finance agreement starts when you receive
your goods and you don\'t start repaying your loan until a month after you have received your order.

What can I purchase?

You can purchase anything from our website be it a welding machine, consumables or accessories
All you need is to ensure the minimum order is £350.00 inc V.A.T

Cooling-off period

In line with distance selling regulations you have 14 days from the receipt of your order to change your mind about the purchase.

If you wish to keep the goods but cancel the finance all you have to do is contact R-Tech Welding
Equipment Ltd and pay for the order via an alternative means (i.e. a credit card) and we will then
cancel your credit agreement and Pay 4 Later will return your deposit.

If you don\'t wish to keep the goods, then you must return your order to R-Tech Welding Equipment
Ltd in the same condition that you received it at which point R-Tech Welding Equipment Ltd will
cancel the agreement and Pay 4 Later will return your deposit.

Important Information

Consumer credit service provided by Pay4Later in association with Moneyway. Pay4Later is licensed
by The Office of Fair Trading (Consumer Credit Licence: 0616240).

For more information please refer to our frequently asked questions or visit

Moneyway is a Trading name of Secure Trust Bank PLC. Secure Trust Bank is authorised and
regulated by the Financial Services Authority, licensed by the Office of Fair Trading and a member of
the Finance and Leasing Association. For more information please visit

About Pay4Later

Founded in 2008, Pay4Later is the Uk's fastest growing provider of point of sale consumer finance.
Pay4Later enables retailers to offer finance promotions (including 0% interest free credit) to their
customers online, in-store, in-home and by email.

Call us on 01452 733933 to discuss your
welding equipment requirements